Congratulations! You're ready to buy a home
We have the Prescription for Homeownership!
We’re excited to announce our newest loan program, designed to benefit medical professionals. With flexible qualifying guidelines and competitive terms, we’re honored to care for those whose lifework is to care for others.
PROGRAM BENEFITS:
- Down payments options as low as 0%
- Flexible credit requirements
- No Mortgage Insurance required
- Purchase and refinance options
- For primary residences only
- Student Loan Debt excluded from debt-to-income (DTI) Ratio under certain conditions
ELIGIBLE BORROWERS:
- Medical Doctor (MD)
- Doctor of Osteopathy (DO)
- Doctor of Dental Science or Surgery (DDS)
- Doctor of Dental Medicine (DMD)
- Doctor of Ophthalmology (MD or DO)
- Doctor of Psychiatry (MD or DO)
- Doctor of Pharmacy (PharmD)
- Doctor of Veterinary Medicine (VMD)
- Doctor of Podiatric Medicine (DPM)
- Certified Registered Nurse Anesthetist (CRNA)
- Medical Residents, Fellows, or Interns with one of the above degrees
Have a client that could benefit from this program? Let’s team up to assist them today!
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
- Fixed Rates
- Adjustable Rate Mortgage (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans